RV Coverage

May 2 2023 / Uncategorized

RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer.

Minnesota & Wisconsin – Here are some things to consider when shopping for recreational
vehicle insurance:

RVs that are for personal, recreational use can be insured for up to 250 days per year. This
gives you plenty of time to travel south and enjoy some warmer winter weather or that
extended vacation

Liability coverage provides you with bodily injury and property damage coverage, medical
payments, uninsured coverage and more. Coverage varies by state.

You may be able to choose how your Comprehensive and Collision coverage will be settled
in the event of a covered total loss. Options tailored to your needs can include:

Stated Value – market value/actual cash value of the RV
Agreed Value – the insured amount, regardless of the current market value
Replacement Cost – we will replace your insured RV with a new RV that is most like it

Consider Vacation Liability coverage for when you stop driving and start using your
recreational vehicle as a temporary residence. Some policies can include additional coverage
for physical damage in Mexico.

Personal Effect Coverage provides replacement cost for damage or loss to items normally
used with your RV when physical damage coverage is selected.

Some policies include Roadside Assistance, which has you covered 24/7 in the event of a
breakdown or accident. Some will even allow you to upgrade the coverage to include lodging,
transportation and meal coverage if needed.

Ask if customer assistance is available 24/7 to answer all your insurance questions. In the
event you have a loss, the insurance companies we work with have skilled claims teams who
will work with you to get your RV repaired and back on the road.

Other additional coverage can include: Accident forgiveness, pet coverage, diminishing
deductible, and more.

You can save money if you insure more than one item with a single company, including
your home, cars, motorcycles, classic cars and boats. It will also simplify your life.