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Motorsports Insurance

hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.

Clear Choice can help you get the specialized coverage you need for your specialized vehicles. We can
help you protect your investment and let you get focus on having fun.
Are your off-road toys covered? Call us today to talk about:

ATV (All-terrain vehicle) insurance

• Dirt bike insurance
• Dune buggy insurance
• Golf cart insurance
• Snowmobile insurance
• Any other motorsports insurance

Not Sure You Need ATV, Golf Cart, Snowmobile, or other Motorsports
Insurance?

Most specialized vehicles aren’t covered under your standard auto or home insurance policies, especially
when you aren’t on your own property. What’s more, many national, state, or other public parks in MN
require specialty vehicle riders to be properly insured.

Want to keep your Snowmobile, Dirt Bike, ATV, Golf Cart & other
Motorsports Insurance costs down?

Several factors can affect the cost of insuring a specialty vehicle. So what can you can keep your rates
low?

Be safe. If you have violations on your driving record or claims on your insurance policy, your
rates will likely be higher.

Choose your vehicle carefully. Some models of ATVs, snowmobiles, dirt bikes or other off-road
vehicles are considered more aggressive machines, and typically cost more to insure.

Own More Than One. With many carriers you can receive a discount if you insure more than one
specialty vehicle on your policy.

Good Coverage. Great Times

Every specialty vehicle policy is unique, but the following is a quick rundown of the some of the options
included in most ATV, snowmobile, dirt bike, golf cart, and other off-road vehicle insurance policies:

Collision coverage – pays for covered damage to your vehicle when in a collision with another
vehicle or other object.

Property damage liability coverage – insures you against certain damages caused to another
person’s property while operating your vehicle. This coverage may also provide you with a legal
defense for such claims if another party files a lawsuit against you.

Bodily injury liability coverage – insures you against certain damages if you injure or kill someone
while operating your vehicle. This coverage also may provide you with a legal defense if another
party in the accident files a lawsuit against you.

Comprehensive physical damage coverage – pays for covered losses resulting from incidents
other than collision – like fire, theft, or vandalism.

Let us help make sure you’re covered when you hit the trail – talk to us today to find out how to get the
best price and value on the motorsports insurance that’s right for you.